Gamble With Your Friends: How to Unlock All Three Endings Without Replaying the Whole Game
Making it to the top floor with a full wallet is its own kind of victory, and then the game asks you to gamble with something a lot bigger than cash.
There are three endings tied to that final moment, and each one asks for something different from you. Paying off the debt and walking away unlocks "...And They Lived Happily After." Betting everything on the coin flip and winning gets you "Let It Ride!" Betting everything and losing lands you on "End of the Line" instead. Getting even one of these normally means grinding out an entire run, so chasing all three back to back sounds exhausting on paper. It doesn't have to be though.
Why the Coin Flip Isn't as Random as It Looks
Here's the part that trips people up. The outcome of that final flip isn't decided when the coin actually lands, it's decided the moment you wake up in the lobby on the final day. That's a genuinely important distinction, because it means quitting and reloading right after a loss won't change a thing. The result is already locked into the seed at that point, so flipping again under identical conditions just hands you the same answer.
I'll admit that threw me off the first time I tried forcing a different result through pure reloading. It just doesn't work that way here.
What Actually Moves the Needle
The only thing that shifts the outcome is changing the game's underlying math before that final cutscene triggers. Buying something from the vending machine or spending tickets to reroll the store's inventory nudges the seed forward into a new state, which means the coin flip tied to that seed changes too. It's a small action with a surprisingly big effect on how the ending plays out.
Getting All Three in One Sitting
Reaching the final day with enough cash to clear your debt is the starting point for all of this, so make sure that's covered first. From there, the sequence looks something like this.
Wake up on the final morning and go for the debt payoff first. Once "...And They Lived Happily After" pops, quit out immediately, before the game has a chance to fully close things out and overwrite your save.
Reload that save. You'll land right back in the lobby on the same final morning. This time, go for the coin flip instead. Let it play out fully and take note of whether you won or lost, since whichever achievement matches that result pops right away. Quit out again once it does.
Reload one more time. Now you know exactly what that coin flip was going to do under the current seed. Head to the shop terminal and either buy something or spend a ticket on a reroll, since that's what actually scrambles things. Trigger the coin flip ending again, and it should land differently this time, handing over the third achievement you were missing. If it somehow lands the same way again, just reload and buy two items instead of one to push the seed a little further.
There's a small silver lining to all that shopping too. Since you're rerolling the store anyway, there's a decent chance you'll stumble onto something genuinely useful for later runs while you're at it.
Worth Doing Before You Move On
Three endings is a solid milestone on its own, especially compared to grinding out separate full runs for each one. It's worth locking these in early if a completionist profile is the goal, since there's plenty else in the tower still worth chasing once the debt, the risk, and the ruin are all checked off the list.